At Capital Bank, we are committed to protecting your privacy and security.  We will never initiate a request for sensitive information from you via email (such as Password, PIN or Account Number).  We strongly recommend that you never respond to any unexpected or suspicious email or SMS requesting for your details.  If you have responded to such a message and provided any confidential account information, please notify your nearest Capital Bank branch immediately.  Also, change your account password or card PIN, and take any additional action recommended by Capital Bank to protect your account

Capital Bank has highly qualified staff with extensive experience in the fields of banking and related areas.  All of the senior staff have rich experience including previous exposure in international environments.

The Senior Management of the bank includes:


Mr. Jaco Viljoen: Chief Executive Officer

 Mr. Jaco Viljoen acquired an MBA from Oxford Brookes University in the UK and also holds a Certificate in Coaching from the University of Cambridge. His more than 18 years banking experience in sub-Sahara Africa covers all disciplines of Retail Banking and he was employed by The Standard Bank of South Africa and Barclays Bank before joining Capital Bank in November 2013.


Mr.Sharad Babu Agarwal: Corporate Banking Manager, Gaborone Branch

 Mr. Agarwal holds a Bachelor of Commerce Honours Degree from Universtiy of Delhi and a certified Associate of Indian Institute of Bankers. He has acquired CISA AND CIA qualifications. He has an experience of over 26 years mainly in credit, Operations, Risk and Relationship Management with banks in India and Kenya .He also has worked in Life Insurance sector for over 3 years in India.


Mr. Ramamoorthy Sankarasubbu - Treasury Manager

 Mr. Sankarasubbu has a Post Graduate Diploma in Business Administration from Loyola Institute of Business Administration in India, and a degree in Mathematics.  He is also a Certified Associate of the Indian Institute of Bankers.  He has more than 30 years experience in public, private and foreign banks in India, and has managed retail and corporate banking divisions.  This experience includes more than 20 years in foreign exchange markets as an Interbank Dealer, Treasury Sales Head, Corporate Advisory Consultant and as a Technical Analyst.


Mr. Vilipo Munthali - Finance Manager

 Mr. Munthali holds a Bachelor of Accountancy degree from the University of Malawi, and is a Fellow of the Association of Chartered Certified Accountants (FCCA - UK).  He is also a Fellow Certified Professional Accountant (FCPA - Botswana) and a Certified Public Accountant (CPA - Malawi).  He has worked in the Malawi banking sector for over 13 years with responsibilities covering finance, treasury and administration.


Mr. Vajihuddin Saiyed: Marketing Manager

 Mr Saiyed, a post graduate in Literature and a Bachelor of Laws is a citizen of Botswana and has a rich banking experience of over 40 years including experience in countries like the UK, Egypt, Mauritius and Sudan.


 Mrs. Goitseone Moshabela: Human Resources and Administration Manager

 Mrs. Moshabela holds Masters Degree in Public Administration with specialisation in Human Resources Management. She has 10 years experience in a leading Bank in Botswana in areas relating to branch management, credit and human resources management.


Mrs Kgomotso Pearl Tshimologo: Commercial Banking Manager

 Mrs Kgomotso Pearl Tshimologo holds a Bachelors Degree in Social Sciences majoring in Economics and Demography from the University of Botswana. She also has a Masters Degree in Business Administration (MBA) majoring in Finance and Management from the same university ,UB. She has 8 years experience in a local bank in areas relating to Credit and Risk Management. She has also done courses in Sales and Marketing.

Mr. Taka Nyahunzvi: IT Manager

 Mr. Nyahunzvi has an Advanced Diploma in Applied IT and is also a Microsoft Certified Professional. He has over 15 years experience in IT-related work around Africa, including implementation of core banking systems, user acceptance testing, data migration as well as user, technical and data centre operations support.


 Ms. Keone  Kehatlhilwe: Operations Manager, Gaborone Branch

 Ms. Kehatlhilwe has over 29 years of experience in the banking industry . Her areas of specialisation include customer service, operations and operational risk management.


 Mr. Koziba Jay Balule: Branch Manager, Francistown Branch

 Mr. Balule over 19 years experience in a leading bank in Botswana in areas relating to marketing, sales, customer relationship and branch operations.



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